The Law Office of William J. Rose A California Consumer Law Practice Toll Free (877) 833-2852What are my options?
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NEED RELIEF FROM CREDIT CARD DEBT
BANKRUPTCY NOT FOR YOU?
DEBT REDUCTION PROGRAMS USELESS?
It's time to get help with debt settlement. California residents should contact a consumer attorney who is experienced negotiating with creditors, their debt collectors and attorneys!
If you have become overwhelmed with credit card debt AND have stopped making payments OR are about to stop, you should consider retaining an attorney to negotiate a settlement of your debt.
We have this experience and because of our expertise can represent you at a cost which is almost certainly significantly less than for-profit debt relief programs.
The flaw in non-lawyer debt relief programs.
Consumers need to be very wary whenever a non-lawyer Debt Negotiation Program advises you to stop making payments on your credit cards, and, instead, to pay money into an escrow account - a portion of which goes to them - until you can build up a large enough balance to make settlement offers on your debt.
The central flaw in this approach is this: After you have stopped making your monthly payments, you will almost certainly be sued. When this happens, your non-lawyer debt negotiator loses leverage. While non-lawyers may continue to negotiate for you, they cannot defend you in the lawsuit. Plaintiffs' lawyers know this, and will drive a harder bargain than they might if you were represented by an attorney who could defend you aggressively in court. Many non-lawyer debt negotiators will withdraw totally when a lawsuit is filed.
Unfortunately, many of our clients have learned this lesson the hard way and have paid debt negotiation companies significant sums for nothing.
We are experienced debt settlement negotiators AND we can represent you in court. You lose no leverage if you are sued, and - you may be surprised to learn - you may actually gain leverage when a lawsuit is filed. Keep in mind that a lawsuit itself does not appear on your credit report, and has no impact on your credit-worthiness. Only a judgment can do this
If you'd like to discuss your options, how we work and the costs for our service, call my direct line 310-551-0110 or provide your contact information in the form to the right and we will respond promptly. And remember everything you tell us is confidential and protected by the attorney-client privilege whether or not you become our client.
Yours truly,
Bill Rose
William J. Rose
Attorney at Law
Debt Settlement – California Consumers Can Get Help from The Law Office of William J. Rose
Copyright 2009 The Law Office of William J Rose: Debt settlement California. All rights reserved.
